Insurance Blog

Directors and Officers Liability Insurance Coverage

No one steps into leadership expecting to get sued. Yet, it happens—more often than most realize. A contract goes sideways, an investor feels misled, or an employee raises a complaint that lands in court. When you’re the one signing off on decisions, risk doesn’t stay at [...]

Employment Practices Liability Insurance: A Practical Guide for Business Owners in New York

Running a company means leading people. It also means living with risk. Claims about hiring, firing, pay, or conduct can surface even when your policies are solid and your intentions are good. That is why many owners add employment practices liability insurance to their core protection. [...]

Commercial Umbrella Insurance: An Extra Layer of Business Protection

Being a business owner is about managing risks—some of which you can see on the horizon and some of which surprise you. When a big claim strikes, your standard coverage might not get you quite as far as you need it to. Commercial umbrella insurance exists [...]

Homeowners Insurance: What It Covers, What It Misses, and Why That Matters

You work hard for your home. Every fixture, every appliance, every piece of furniture, it adds up. And when something goes wrong, you don’t want surprises from your insurance policy.

Common Business Insurance Exclusions: What Owners Need to Know

Running a business is never free of risk. That’s why most owners invest in business insurance, hoping it will provide a safety net when things go wrong.

Does Your Homeowners Insurance Protect Your Home-Based Business?

Running a business out of your home is more common than ever. From freelance designers working out of spare bedrooms to bakers running cottage food operations from their kitchens, millions of people are turning their houses into headquarters.

Contractor Insurance: A Straightforward Guide to Protecting Your Work

Construction doesn’t run on guarantees. One day things go smooth. The next? Something breaks, someone’s hurt, or the weather shuts you down.

Why Your Business Insurance Inventory Needs a Checkup

Running a business means spinning a lot of plates—teams, clients, vendors, cash flow, reputation. In the rush, one job quietly slips down the priority stack: maintaining a current business insurance inventory.

When Is the Right Time to Switch Business Insurance?

Insurance is one of those things business owners often file away and forget about—until a problem appears. You buy a policy, keep up with premiums, and assume you’re covered if the unexpected happens.

Short-Term Rental Insurance: What First-Time Hosts Should Know Before Listing

Renting out your space seems simple at first. A few photos, a listing, and suddenly you’re welcoming guests into your home. But once the booking is made, things get real, especially when something goes wrong.