Insurance Blog

Homeowners Insurance: What It Covers, What It Misses, and Why That Matters

You work hard for your home. Every fixture, every appliance, every piece of furniture, it adds up. And when something goes wrong, you don’t want surprises from your insurance policy.

Common Business Insurance Exclusions: What Owners Need to Know

Running a business is never free of risk. That’s why most owners invest in business insurance, hoping it will provide a safety net when things go wrong.

Does Your Homeowners Insurance Protect Your Home-Based Business?

Running a business out of your home is more common than ever. From freelance designers working out of spare bedrooms to bakers running cottage food operations from their kitchens, millions of people are turning their houses into headquarters.

Contractor Insurance: A Straightforward Guide to Protecting Your Work

Construction doesn’t run on guarantees. One day things go smooth. The next? Something breaks, someone’s hurt, or the weather shuts you down.

Why Your Business Insurance Inventory Needs a Checkup

Running a business means spinning a lot of plates—teams, clients, vendors, cash flow, reputation. In the rush, one job quietly slips down the priority stack: maintaining a current business insurance inventory.

When Is the Right Time to Switch Business Insurance?

Insurance is one of those things business owners often file away and forget about—until a problem appears. You buy a policy, keep up with premiums, and assume you’re covered if the unexpected happens.

Short-Term Rental Insurance: What First-Time Hosts Should Know Before Listing

Renting out your space seems simple at first. A few photos, a listing, and suddenly you’re welcoming guests into your home. But once the booking is made, things get real, especially when something goes wrong.

Condo Insurance vs. Homeowners Insurance: What’s the Difference?

Owning a condo feels different from owning a house, and it should. You're buying into a community, not just four walls and a roof. Some areas are yours to maintain.

Does Auto Insurance Cover Vandalism?

You come outside and something’s off. A smashed mirror. A deep scratch across the door. Maybe spray paint where your windows should be.

Small Business Insurance: What It Covers and How to Make the Right Call

Running your own business means dealing with a lot you don’t see coming. A customer trips. A shipment never arrives. Someone hits your delivery van. One issue can cost more than a whole year’s profit.