Technology Insurance

Several racks of computer servers and equipment in locked cabinets.

In the technology industry, it is crucial to stay on top of rapidly evolving systems, hardware and software advances, as well as the needs of your clients. Innovation and keeping pace with new developments can expose technology companies to higher risks.

Technology insurance can help protect your company, whatever the future brings. At Joy Insurance in Middletown, New York, our agents understand the wide range of risks technology companies deal with in the 21st century. We can custom-tailor an insurance package to match your company’s specific needs.

Types of Technology Insurance Coverage

A variety of insurance products are available to help protect technology companies, including general liability, cyber liability, workers’ compensation, and comprehensive business insurance.

General Liability Insurance

For liability protection against accident, injury, and property damage lawsuits.

Professional liability (errors and omissions) insurance: To cover client lawsuits alleging mistakes, oversights, missed deadlines, mismanaged projects, negligence, or shoddy, incorrect, or incomplete work.

Cyber Liability Insurance (First-Party or Third-Party)

For protection in the event that you or one of your clients is hit with a data breach.

Workers’ Compensation Insurance

To cover medical expenses and partial reimbursement of lost wages for work-related injuries. Even if your workers are independent contractors, the law may hold you responsible for injuries sustained on the job.

Comprehensive Business Insurance

Coverage options include business interruption insurance, employment practices liability insurance (EPLI), directors and officers (D&O) insurance, property insurance, office insurance, and commercial auto insurance.

The cost of your insurance package will be based upon the specific needs of your business, including the location and the forms of coverage your technology company needs. Our agent at Joy Insurance in Middletown, New York, can design technology insurance for the specific industry exposures in your unique niche.

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